Attention homeowners in Orange Park and Clay County: Get an Appraisal today!

See the top 7 reasons why FL homeowners order from Jeffrey R. Cook:

  1. Find the right listing price (whether you're using a real estate agent or selling the home on your own)
  2. Challenge Clay county's assessment of your propertyworth
  3. To lower your mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a FL divorce, where real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate

Do you own a house in or near Orange Park? Do you need help determining the price of your real estate?
Contact Jeffrey R. Cook.

At Jeffrey R. Cook, we understand the special needs of a homeowner looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Jeffrey R. Cook are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value report than yours.

Need to cancel PMI?

An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. Jeffrey R. Cook is qualified in helping consumers just like you dismiss unwanted PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. This means you are most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from Jeffrey R. Cook is your #1 weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow standpoint. Jeffrey R. Cook can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for preciseness, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.